Aulia, Zulkarnaini, and Early Ridho Kismawadi. “Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Mengajukan Kredit Di Financial Technology ”. Jurnal Investasi Islam 5, no. 2 (January 20, 2021): 135-152. Accessed January 18, 2026. http://journal.iainlangsa.ac.id/index.php/jii/article/view/2391.