Main Article Content
Abstract
Objective – This study aims to analyze the level of effectiveness, supporting and inhibiting factors as well as the impact of the distribution of aid funds by Baitul Mal to Joint Business Groups in Peureulak District, East Aceh.
Method – This research collects primary data with interviewing the key informan from Baitul Mal East aceh and 5 beneficieries from each Joint Business Group Program (KUBE).
Findings – The results of this study indicate that The level of effectiveness of the distribution of aid funds by East Aceh Baitul Mal to the Joint Business Group in Peureulak is considered to be still not optimal. This is assessed based on 4 main indicators, namely input, process, productivity, job satisfaction. Besides that, in its implementation, there are several supporting and inhibiting factors in efforts to distribute Joint Business Group (KUBE) assistance funds. The supporting factors include the availability of the latest information that is easily accessible to muzakki and mustahik, the presence of accompanying personnel and also the availability of a budget. Meanwhile, the inhibiting factors include inadequate facilities and infrastructure, still a lack of manpower, remote and difficult to reach locations and delays in sending files. Meanwhile, in terms of the impact of the distribution of aid funds, it is considered to be able to help increase the economic income of the poor, which at the same time helps the government in improving the country's economy.
Limitation – The indicators used to measure the level of effectiveness are still too general. A more specific perspective is needed.Practical Implication – This researeh shows Through this research, it is hoped that it will be able to minimize the occurrence of misuse in the management of aid funds for Joint Business Groups. Thus it can optimize the achievement of goals, namely increasing the community's economy which will have an impact on increasing the standard of living and welfare of the Peureulak people.
Keywords
Article Details
References
- Ali, I., & Hatta, Z. A. (2014). Zakat as a poverty reduction mechanism among the muslim community: Case study of Bangladesh, Malaysia, and Indonesia. Asian Social Work and Policy Review. https://doi.org/10.1111/aswp.12025
- Amalia, Euis. (2019). Kajian Penyaluran bantuan Dalam Ekonomi Islam Penguatan Peran UKM dan UKM di Indonesia, Jakarta: Rajawali Pers.
- Anwar, & Khalsiah. (2018). An analysis of service quality on mustahiq satification using the kano model (Case study on baitul mal). In Emerald Reach Proceedings Series (Vol. 1). https://doi.org/10.1108/978-1-78756-793-1-00058
- Ascarya, A. (2021). The role of Islamic social finance during Covid-19 pandemic in Indonesia’s economic recovery. International Journal of Islamic and Middle Eastern Finance and Management. https://doi.org/10.1108/IMEFM-07-2020-0351
- Asnawi Luwi. (2020). Mau Dapat Bantuan Dana KUBE dari Baitul Mal Aceh, Ini Syarat, Jadwal, dan Link Pendaftarannya. Https://Acch.Tribunncws.Com /2020/10/21/Mau-Dapat-Bantuan-Dana-Kubc-Dari-Baitul-Mal-Acch-Ini-Syarat-Jadwal-Dan-Link-Pcndaftarannya
- Aziz, Abdul dan Mariyah Ulfah. (2010). Kapita Selekta Ekonomi Islam Kontemporer, Bandung: Alfabeta.
- Baitul Mal Aceh. (2020). Sejarah Berdiri Baitul Mal. Aceh: Baitul Mal Aceh. https://baitulmal.acchprov.go.id/scjarah/
- Ding, Dimianus. (2014). Efektivitas Pelaksanaan Program Nasional Pemberdayaan Masyarakat Mandiri Pedesaan. Jurnal Ilmu Pemerintah, 2 (2), 8-10.
- Ghassan, H. B., & Al-Jeefri, E. H. (2016). Islamic Theoretical Intertemporal Model of the Current Account. Arab Economic and Business Journal. https://doi.org/10.1016/j.aebj.2016.03.002
- Hakim, Lukman. (2012). Prinsip-Prinsip Ckonomi Islam. Bandung :Erlangga.
- Huda, Nurul dan Mohamad Heykal (2018). Lembaga Keuangan Islam: Tinjau Teoretis dan Praktis. Jakarta: Kencana.
- KAMAL, S. et al. (2022). Is Loan Shark an Alternative? The Intentions to Take a Loan from Loan Sharks in Indonesia. Shirkah: Journal of Economics and Business, 7(2).
- Kamal, S. (2016). CITRA BAITUL MAL DALAM PERSPEKTIF PEDAGANG KOTA LANGSA. JURNAL EKONOMI DAN BISNIS ISLAM, 1(1). https://doi.org/10.32505/jebis.v1i1.97
- Kamal, S. (2018). ZAKAT DAN INFAQ DALAM MENGURANGI PATOLOGI KEMISKINAN ( STUDI PADA BAITUL MAL KOTA LANGSA). Ihtiyath : Jurnal Manajemen Keuangan Syariah, 2(1). https://doi.org/10.32505/ihtiyath .v2i1.688
- Mardani. (2015). Aspek Hukum Lcmbaga Kcuangan Syariah Di Indoncsia. Jakarta: Kcncana.
- Pusat Bahasa Departemen Pendidikan Nasional. (2012). Kamus Bahasa Indonesia. Jakarta: Balai Pustaka.
- Qanun No. 10 Tahun 2007 Tentang Baitul Mal
- Qanun No. 10 Tahun 2018 Tentang Baitul Mal
- Rosadi, A., & Athoillah, M. A. (2016). Distribusi zakat di Indonesia: antara sentralisasi dan desentralisasi. IJTIHAD Jurnal Wacana Hukum Islam Dan Kemanusiaan, 15(2). https://doi.org/10.18326/ijtihad.v15i2.237-256
- Safwan Kamal. (2019). Fiqih Zakat dan Teori Kemiskinan. Perdana Publiser.
- Safwan Kamal, N. H. (2022). Expectations of Paying Zakat on Profession during the Pandemic. Journal of Positive School Psychology, 6(2), 4795–4807.
- Safwan Kamal, S. K. (2017). URGENSI STRATEGI PROMOSI DAN MODEL UPZM DALAM UPAYA MENGGALI POTENSI ZAKAT DI ACEH. JURNAL EKONOMI DAN BISNIS ISLAM, 2(2). https://doi.org/10.32505/jebis. v2i2.185
- Safwan, S. K. (2021). Wisdom Of Zakat (Muzakki Behavioral Phenomenon Of Paying Zakat For Professionals In Langsa City, Aceh Province). Maro: Jurnal Ekonomi Syariah Dan Bisnis, 4(2). https://doi.org/10.31949/maro. v4i2.1666
- Soemitra, Andri. (2012). Bank dan Lembaga Keuangan Syari’ah, Jakarta: Kencana.
- Sugiyono, P. D. (2016). Metode penelitian kuantitatif, kualitatif,dan R&D (quantitative, qualitative, and R&D research methods). In Alfabeta, cv.
- Tampubolon, Joyakin. (2006). Pemberdayaan Masyarakat Melalui Pendekatan Kelompok: Kasus Pemberdayaan Masyarakat Miskin melalui Pendekatan Kelompok Usaha Bersama (KUBE). Disertasi. Bogor: Institut Pertanian Bogor.