Nurjanah, Ar-Royyan Ramly, and Zulhilmi. “Fintech Dan Keberlanjutan Usaha Mikro : Studi Analisis Pada Peer To Peer Lending”. J-EBIS (Jurnal Ekonomi dan Bisnis Islam) 9, no. 1 (June 30, 2024): 79-96. Accessed January 18, 2026. https://journal.iainlangsa.ac.id/index.php/ebis/article/view/8257.