https://journal.iainlangsa.ac.id/index.php/ebis <p>Journal Title: J-EBIS (Jurnal Ekonomi dan Bisnis Islam) <br>ISSN : <a href="https://issn.brin.go.id/terbit/detail/1472963877">2540-8100</a> (online) |2502-1397 (print)<br>DOI Prefix : <a href="https://search.crossref.org/search/works?q=2540-8100&amp;from_ui=yes">10.32505</a> <strong>by Crossref</strong><br>Editor in Chief :<a href="https://scholar.google.com/citations?user=yoEorz0AAAAJ&amp;hl=id&amp;authuser=1">&nbsp;</a><a href="https://scholar.google.com/citations?user=yoEorz0AAAAJ&amp;hl=id&amp;authuser=1">Mastura</a><br>Managing Editor: <a href="https://scholar.google.com/citations?user=QiHIQngAAAAJ&amp;hl=en">Dr. Early Ridho Kismawadi</a><br>Publisher: <a href="http://febi.iainlangsa.ac.id/">Fakultas Ekonomi dan Bisnis Islam</a>, <a href="http://febi.iainlangsa.ac.id/">IAIN Langsa</a><br>Country : <strong>Indonesia<br></strong>Frequency : 2 issues per year (April and October )<br>Indexing:&nbsp; <a href="https://doaj.org/toc/2540-8100?source=%7B%22query%22%3A%7B%22bool%22%3A%7B%22must%22%3A%5B%7B%22terms%22%3A%7B%22index.issn.exact%22%3A%5B%222502-1397%22%2C%222540-8100%22%5D%7D%7D%2C%7B%22term%22%3A%7B%22_type%22%3A%22article%22%7D%7D%5D%7D%7D%2C%22size%22%3A100%2C%22_source%22%3A%7B%7D%2C%22track_total_hits%22%3Atrue%7D">DOAJ, </a><a href="https://journals.indexcopernicus.com/search/details?id=48804">index copernicus</a>, <a href="https://sinta.kemdikbud.go.id/journals/profile/7891">Sinta</a>,<a href="https://scholar.google.co.id/citations?user=Ll6C2oYAAAAJ&amp;hl=en&amp;authuser=1">Google Scholar</a>, <a href="https://journal.iainlangsa.ac.id/index.php/ebis/index">etc</a></p> IAIN Langsa en-US J-EBIS (Jurnal Ekonomi dan Bisnis Islam) 2502-1397 https://journal.iainlangsa.ac.id/index.php/ebis/article/view/10772 <p><em>This study aims to analyze the effect of financial technology credibility, financial literacy, and financial technology literacy on the intensity of Fintech use among users in the Pekalongan Prefecture. The study used a quantitative approach with multiple linear regression analysis techniques to test the relationship between the independent and dependent variables. The results showed that financial technology credibility and financial technology literacy have a significant influence on the intensity of Fintech use, while financial literacy has no significant effect. The contribution of these variables to the intensity of Fintech use reached 22.1%, with financial technology credibility and literacy being the main driving factors. This study emphasizes the importance of improving financial education and strengthening trust in Fintech services to encourage wider adoption of financial technology.</em></p> Ni'mah Mu'aliyah Mu'aliyah Copyright (c) 2026 J-EBIS (Jurnal Ekonomi dan Bisnis Islam) 2026-01-28 2026-01-28 10.32505/j-ebis.v10i2.10772