Main Article Content

Abstract

The ever-developing information technology requires that every element of society and companies must innovate and adapt. These developments are also used by banking companies and in this research Islamic banks. The purpose of this study was to determine the level of satisfaction of customers as customers of banks using the Unified Theory of Acceptance and Use of Technology (UTAUT) Model approach. Methods of data analysis using quantitative data with data analysis techniques using Path Analysis. The results of the analysis show an indirect relationship to a significant proposition, among which a significant indirect effect is Interest in using Mobile Banking (BI) affects Bank Customer Satisfaction (CS) through the Use of Mobile Banking (AU) positively and significantly. Facilitating Conditions affect Bank Customer Satisfaction (CS) through the actual use of mobile banking (AU). Social influence (SI) affects the actual use of Mobile Banking (AU) through the interest to use Mobile Banking (BI) in a positive and significant way. In addition, Social Influence (SI) also affects Bank Customer Satisfaction (CS) through the actual Mobile Banking Use (AU) variable positively and significantly

Keywords

UTAUT; Customer Satisfaction; Mobile banking; TAM; Syariah Banking

Article Details

How to Cite
Zulkarnain, M., Junita Safitri, & Yulina Astuti. (2023). Penerapan UTAUT untuk Mengukur Kepuasan Pelanggan Mobile Banking Perbankan Syariah . IHTIYATH : Jurnal Manajemen Keuangan Syariah, 7(2), 126-140. https://doi.org/10.32505/ihtiyath.v7i2.6879

References

  1. Abbad, M. M. M. (2021). Using the UTAUT model to understand students’ usage of e-learning systems in developing countries. Education and Information Technologies, 26(6), 7205–7224. https://doi.org/10.1007/s10639-021-10573-5
  2. Abu-Taieh, E. M., AlHadid, I., Abu-Tayeh, S., Masa’deh, R., Alkhawaldeh, R. S., Khwaldeh, S., & Alrowwad, A. (2022). Continued Intention to Use of M-Banking in Jordan by Integrating UTAUT, TPB, TAM and Service Quality with ML. Journal of Open Innovation: Technology, Market, and Complexity, 8(3), 120. https://doi.org/https://doi.org/10.3390/joitmc8030120
  3. Alamanda, D. T., Wibowo, L. A., Munawar, S., & Nisa, A. K. (2021). The Interest of Technology Adoption in E-Commerce Mobile Apps Using Modified Unified Theory of Acceptance and Use of Technology 2 in Indonesia. International Journal of Applied Business and International Management, 6(3), 35–45. https://doi.org/10.32535/ijabim.v6i3.1327
  4. Ati, A., Shabri, M., Azis, N., & Hamid, A. (2020). Mediating the effects of customer satisfaction and bank reputation on the relationship between services quality and loyalty of islamic banking customers. Malaysian Journal of Consumer and Family Economics, 25.
  5. Budiman, I. (2021). The islamic perspective on the improvement of family economy in the new normal. Samarah, 5(1). https://doi.org/10.22373/sjhk.v5i1.8389
  6. Cao, Q; Niu, X. (2019). Integrating Context awareness and UTAUT to Explain Alipay User Adoption. International Journal of Industrial Ergonomics, 69.
  7. Dayyan, M., Nurjanah, & Bestari, U. D. A. (2022). Analisis Keputusan Nasabah Menggunakan Layanan E-Banking Pada Bank Syariah Indonesia Di Kota Langsa. J-EBIS (Jurnal Ekonomi Dan Bisnis Islam), 7(1), 191–206. https://doi.org/10.32505/j-ebis.v7i1.4058
  8. Fatah, A., Arif, I., Farchan, F., Varbi Sununianti, V., Amalia Madi, R., Satria, E., Fourianalistyawati, E., Bempah, I., Ermayanti Susilo, D., Ridho Kismawadi, E., Nopriadi, Sumiati, R., Novita Sari, I., Kusnadi Kusumah Putra, F., Fajrin, H., Danius, E. E., Subekti, P., Noviyanty, Y., Siregar, N., … Puspa Dewi, S. (2019). Application of knuth-morris-pratt algorithm on web based document search. Journal of Physics: Conference Series, 1175(1). https://doi.org/10.1088/1742-6596/1175/1/012117
  9. Fathurrahman, Ayif; Utomo, P. W. (2023). Analisis Determinan Tingkat Kepuasan Nasabah Bank Syariah Indonesia. Ihtiyat, 7(1).
  10. Handayani, T. S. (2015). Analisis Penerapan Model UTAUT (Unified Theory of Acceptance And Use of Technology) terhadap Perilaku Pengguna Sistem Informasi (Kasus: Sistem Informasi Akademik pada STTNAS Yogyakarta). Jurnal Angkasa, VII(2).
  11. Indah, Mutiara; Agustin, H. (2019). Penerapan Model UTAUT (Unified Theory of Acceptance Use Of Technolgy) untuk memahami niat dan Perilaku Aktual Pengguna Go-Pay di Kota Padang. Jurnal Eksplorasi Akuntansi, 1(4).
  12. Indrasari, M. (2019). Pemasaran dan Kepuasan Pelanggan. Unitomo.
  13. Iskandar, I., & Kurlillah, A. (2023). Roles of Waqf in Supporting Economy Recovery Post Covid-19 Pandemic. ZISWAF: Jurnal Zakat Dan Wakaf, 10(01), 65–82.
  14. Jadil, Y., Rana, N. P., & Dwivedi, Y. K. (2021). A meta-analysis of the UTAUT model in the mobile banking literature: The moderating role of sample size and culture. Journal of Business Research, 132, 354–372. https://doi.org/https://doi.org/10.1016/j.jbusres.2021.04.052
  15. Kamal, S., Muslem, M., Mulyadi, M., Kassim, E. S., & Zulkifly, M. U. (2022). Is Loan Shark an Alternative? The Intentions to Take a Loan from Loan Sharks in Indonesia. Shirkah: Journal of Economics and Business, 7(2). https://doi.org/10.22515/shirkah.v7i2.487
  16. Kismawadi, E. R. (2023). Improving Islamic bank performance through agency cost and dual board governance. Journal of Islamic Accounting and Business Research. https://doi.org/10.1108/JIABR-01-2023-0035
  17. Mowen, John C; Minor, M. (2012). Perilaku Konsumen (D. K. Yahya, Ed.). Erlangga.
  18. Nuralam, I. (2017). Etika Pemasar dan Kepuasan Konsumen dalam Pemasaran Perbankan Syariah. UB Press.
  19. Sarwono, J. (2011). Mengenal Path Analysis (Sarwono). Jurnal Ilmiah Manajemen Bisnis, 11(2), 285–296.
  20. Sedana, I Gusti Nyoman; Wijaya, S. W. (2019). Penerapan Model UTAUT untuk memahami Penerimaan dan Penggunaan Larning Management System Studi Kasus Experetial E-Learning of Sanata Dharma University. Jurnal Sistem Informasi, 5(2).
  21. Situmorang, S. H., & Lufti, M. (2014). Analisis Data untuk Riset Manajemen dan Bisnis. USU Press.
  22. Sugiyono. (2016a). Wiac.Info-Pdf-Buku-Metode-Penelitian-Sugiyono-Pr_287184C379B531858Bcafefa4E2Bd86E.
  23. Sugiyono. (2016b). Wiac.Info-Pdf-Buku-Metode-Penelitian-Sugiyono-Pr_287184C379B531858Bcafefa4E2Bd86E.
  24. Sugiyono. (2017). Metode Penelitian Kualitatif dan Kuantitatif. Alfabeta.
  25. Tjiptono, F. (2019). Pemasaran jasa, Krakateristik Jasa, Prinsip, Penerapan, dan Penelitian. January 2014.
  26. Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. (2003a). User acceptance of information technology: Toward a unified view. MIS Quarterly: Management Information Systems, 27(3), 425–478. https://doi.org/10.2307/30036540
  27. Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. (2003b). User acceptance of information technology: Toward a unified view. MIS Quarterly: Management Information Systems, 27(3), 425–478. https://doi.org/10.2307/30036540
  28. Wulandari, Widya; Japarianto, Edwin; Tandijaya, T. N. B. (2022). Penerapan Technology Acceptance Model (TAM) terhadap Perilaku Konsumen Mobile Banking di Surabaya. Manajemen Pemasaran, 16(2).

DB Error: Unknown column 'Array' in 'where clause'