Desi, D. S. A., and E. Erdalina. “ISLAMIC FINANCIAL PLANNING : ALTERNATIVE FOR MSME EXPANSION IN INDONESIA”. IHTIYATH : Jurnal Manajemen Keuangan Syariah, Vol. 7, no. 1, Feb. 2023, pp. 1-17, doi:10.32505/ihtiyath.v7i1.5682.