Wardani, R. A., F. Huda, and A. Setiyowati. “The Effectiveness of Non-Performing Loan Risk Management Strategies at BSI KCP Surabaya Rungkut 1: Implementation of the 5C+1S Principle”. Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam, Vol. 17, no. 2, July 2025, pp. 108-23, doi:10.32505/jurisprudensi.v17i2.11265.