Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah https://journal.iainlangsa.ac.id/index.php/muamalat <p>Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah merupakan jurnal yang memfokuskan pada kajian Ilmu Hukum dan Ekonomi Syariah, berupaya menjadi forum kajian Ilmiah baik teori maupun praktik dalam ranah Kajian Ilmu Hukum dan Ekonomi Syariah.</p> <p>ISSN: <a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1541838655&amp;1&amp;&amp;" target="_blank" rel="noopener">2656-288X</a><a href="http://u.lipi.go.id/1484100150">&nbsp;(online)</a> |<a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1435637859&amp;1&amp;&amp;" target="_blank" rel="noopener"> 2460-5115</a><a href="http://u.lipi.go.id/1326945760">&nbsp;(print)</a><br>DOI Prefix:&nbsp;<a href="https://journal.iainlangsa.ac.id/index.php/muamalat" target="_blank" rel="noopener">10.32505/al muamalat</a><br>Editor in Chief:<a href="https://scholar.google.com/citations?user=yoEorz0AAAAJ&amp;hl=id&amp;authuser=1">&nbsp;</a><a href="https://scholar.google.com/citations?hl=en&amp;user=KmbiCOcAAAAJ&amp;authuser=1&amp;scilu=&amp;scisig=AMD79ooAAAAAYbdX6RYbrLDf-PfK_dbRf3vJ0ZySEyPd&amp;gmla=AJsN-F68O7MTEWYEnmd91jVS_43Z_2N12zEZgByu27sfLk6tSQ_QfVg-D-JUFBPmz-tS0BDQMZqBr14cjdexxNm0lC7yPwNZI_TQND073ADVfY4aVYgElb4&amp;sciund=6596766030777184268" target="_blank" rel="noopener">Rahmad Safitri</a><br>Managing Editor: <a href="https://scholar.google.co.id/citations?hl=id&amp;user=TzUCe5QAAAAJ" target="_blank" rel="noopener">Budi Juliandi</a></p> <p>Penanggung Jawab: Anizar</p> <p>Editor : <a href="https://scholar.google.co.id/citations?hl=id&amp;user=hjZ8NGsAAAAJ" target="_blank" rel="noopener">Agustinar, Dessy Asnita, Zainal Muttaqin, M.Firdaus, </a><a href="https://scholar.google.co.id/citations?hl=id&amp;user=682JBOMAAAAJ" target="_blank" rel="noopener">T.Wildan</a><br>Accreditation:&nbsp;<a href="https://sinta.kemdikbud.go.id/journals/profile/7770" target="_blank" rel="noopener">SINTA 5&nbsp;</a></p> <p>Publisher:&nbsp;<a href="http://febi.iainlangsa.ac.id/">Fakultas Syariah</a>,&nbsp;<a href="http://febi.iainlangsa.ac.id/">IAIN Langsa</a><br>Frequency:&nbsp;<a href="https://journal.iainlangsa.ac.id/index.php/muamalat/issue/archive" target="_blank" rel="noopener">Twice a year (Juni and December)</a><br>Indexing:&nbsp;&nbsp;<a href="https://doaj.org/toc/2540-8100?source=%7B%22query%22%3A%7B%22bool%22%3A%7B%22must%22%3A%5B%7B%22terms%22%3A%7B%22index.issn.exact%22%3A%5B%222502-1397%22%2C%222540-8100%22%5D%7D%7D%2C%7B%22term%22%3A%7B%22_type%22%3A%22article%22%7D%7D%5D%7D%7D%2C%22size%22%3A100%2C%22_source%22%3A%7B%7D%2C%22track_total_hits%22%3Atrue%7D">DOAJ,&nbsp;</a><a href="https://journals.indexcopernicus.com/search/details?id=48804">index copernicus</a>,&nbsp;<a href="https://journal.iainlangsa.ac.id/index.php/ebis/index">etc</a>,<br>URL: <a href="https://journal.iainlangsa.ac.id/index.php/muamalat" target="_blank" rel="noopener">https://journal.iainlangsa.ac.id/index.php/muamalat</a></p> IAIN Langsa en-US Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2460-5115 Implementation Of Khiyar On Ba'i Salam Transactions In Student Cooperative At Islamic Boarding School Darussalam Gontor For Girl 2 According To Fiqh Muamalah https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/4039 <p><strong>Abstract </strong></p> <p>Basically, buying and selling transactions in determining the contract, the party who transacts has the right to continue or cancel a contract. A solution in Islam, offering the right of <em>khiyar.</em> The purpose of this study was to determine the implementation of <em>Khiyar </em>in <em>Ba'i Salam</em> transactions at the Student Cooperative Store and to review it from the perspective of muamalah fiqh. The conclusion is that in the practice of <em>ba’I salam</em> carried out by the Gontor Putri 2 student cooperative with distributors, they have implemented <em>khiyar aib</em>, <em>khiyar</em> <em>ru’yah</em>, and <em>khiyar syarat.</em> When viewed from the point of view of fiqh muamalah, the application of <em>khiyar aib</em> is appropriate, because there was a new defect known to the buyer after the contract was made and before the receipt. <em>khiyar aib</em> is still allowed in muamalah fiqh because <em>khiyar aib</em> does not prevent the perfection of the handover of goods. However, the actual <em>khiyar</em> <em>ru’yah</em>, and <em>khiyar syarat</em> in <em>ba'i salam</em> are not necessary, because if the order has the right of the khiyar, then the goods will be borne by the seller, and so on, it is enough just to mention the specifications of the goods for the validity of the <em>salam</em> contract.</p> <p><strong>Keywords: </strong><strong><em>Khiyar, Ba’i Salam</em></strong></p> Zulfatus Sa'diah Rofiqul Anwar Daud Sukoco Aqif Khilmia Copyright (c) 2022 Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2022-06-28 2022-06-28 7 1 1 12 10.32505/muamalat.v7i1.4039 Risk Management Analysis and Profit Maximization of Indonesian Millennials Investing in Cryptocurrencies https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/4172 <p>Cryptocurrency investment has become a phenomenon in various countries, including Indonesia, especially among millennials. In February 2021, there were 4.2 million cryptocurrency investors in Indonesia, most of them are millennials. A cryptocurrency is a new form of investment, which has high volatility, where investors are faced with the risk of very volatile price changes. This study aims to determine the millennial generation's understanding of the risks of investing in cryptocurrency and how the millennial generation manages risk and maximizes profits when investing in cryptocurrency assets. The methodology used in this study is a qualitative method by conducting in-depth interviews, where the respondents are cryptocurrency investors with an age range of birth from 1980 to 2003. The results of this study indicate that the millennial generation has realized the risks faced when investing in cryptocurrencies and the risk management and profit maximization used are by determining stop loss and take profit points, waiting and selling, applying the dollar-cost averaging method, and investing long-term. By using this method, investors in this study avoid risk and get maximum profit when investing in cryptocurrency.</p> <p><strong><em>Keywords: Risk Management, Profit maximization, Investment, Cryptocurrency, Millenial</em></strong></p> Munadiati Munadiati Anis Kurlillah Iskandar Iskandar Abdul Hamid Copyright (c) 2022 Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2022-06-29 2022-06-29 7 1 13 30 10.32505/muamalat.v7i1.4172 Fiqh Wakaf Progresif: Wakaf Tunai (Cash Waqf) di Indonesia dalam Memberdayakan Ekonomi Umat Berbasis Maqâshid Ibn ‘Asyur https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/4004 <p><em>This research is a normative research which is part of library research or (library research). Where this research will examine cash waqf which is not far from the existing problem formulation. Namely; 1) how is the concept of cash waqf in Indonesia and how is it related to the concept of madzhab fiqf?; 2) what is the role of the state in the success of cash waqf and progress in building the economy of the people in the future?; last 3) what is the maqashid of cash waqf as an economic empowerment of the people in the perspective of maqashid Ibn 'Asyur?. The results of the study show that the concept of Indonesian waqf fiqh allows cash waqf or cash waqf. This permissibility was responded to by the emergence of the MUI fatwa on cash waqf, and accompanied by several laws and regulations such as the Waqf Law no. 41 of 2004 as well as several other regulations. Not only that, the progress of cash waqf in the future is expected to help the people's economy, such as empowering MSMEs, agriculture, commerce, livestock and other economic sectors of the people. With the maqashidy-based analysis Ibn 'Asyur shows that there are two maqashids to be addressed in the practice of cash waqf itself. First, maqashid ammah in the form of general benefit (universal) for economic empowerment of the people which can be allocated to places of worship, education, health and other social matters. Second, Maqashid Khassah in the form of hifz al-mâl makes waqf objects more productive.</em></p> <p><em>&nbsp;</em></p> <p><em>Keywords: Cash Waqf, People's Economy, Maqâshid Ibn 'Asyur</em></p> Moh. Mujibur Rohman Rohman Copyright (c) 2022 Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2022-06-29 2022-06-29 7 1 31 53 10.32505/muamalat.v7i1.4004 Implementasi Hukum Ekonomi Syari’ah dalam Multi Akad di Perbankan Syari’ah https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/3801 <p><em>This study discusses the application of Islamic economic law in the practice of multiple contracts in Islamic banks. </em><em>The multi-contract</em><em> is a contract between two parties to carry out muamalah transactions or transactions consisting of two or more contracts, for example</em><em>,</em><em> contracts consisting of buying and selling and ijarah contracts, buying and selling contracts</em><em>,</em><em> and so on. That all legal consequences of a combination contract, as well as all rights and obligations arising from it, are considered as an inseparable unit, having the same position as the legal consequences of the contract. This research is library research with </em><em>a </em><em>descriptive method. The results of the study conclude that multi-contract is a method of building Islamic economic law in a highly developed economic field. This goes beyond the limits of classical custom which is simply divided into 'aqd al-musamma and 'aqd ghair al-musamma. This division has been going on for a very long time and is only written in fiqh books without any theoretical and practical developments. The emergence of multi-contracts has transcended two aspects of legal norms, developed as a theory of contracts, and provided opportunities for Islamic banking to be easier and more open in developing products based on contracts that are avoided and free from usury activities.</em></p> <p>&nbsp;</p> <p>Keywords:<em>&nbsp; </em><em>Hybrid Contract; Law of Islamic Economic</em><em>; Sharia Bank</em></p> Haris Maiza Putra Diana Farid Moch. Asep Rusmana Copyright (c) 2022 Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2022-06-29 2022-06-29 7 1 54 66 10.32505/muamalat.v7i1.3801 Proyek Percontohan Pemberdayaan Ekonomi Umat Melalui Wakaf Produktif Di Era Khalifah Usman Bin Affan https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/3772 <p><em>Waqf is one of the Islamic social instruments that is closely related to the socio-economic community. In Indonesia, waqf not only plays a role and function in the side of worship, but waqf is expected to help the economy of the people. Waqf in Indonesia is regulated by Law No. 41 of 2004 has been implemented in a number of community empowerment programs. The Indonesian Ulama Council has legalized this productive waqf in cash waqf, this has enabled the public to donate their money to the institution or organization of the waqf body. Other problems faced in the development of waqf in Indonesia are the development of waqf resource management, a lack of professionalism, commitment and understanding of productive waqf. The stagnation of productive waqf in Indonesia needs special attention from the government and sharia economic activists, where for the development of productive waqf that has existed long ago during the time of Khalifah Usman Bin Affan r.a so that</em> <em>this can become a pilot project for the development of productive waqf in Indonesia.</em></p> Dimas Dwi Susetyo Desi Suheni Copyright (c) 2022 Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2022-06-29 2022-06-29 7 1 67 79 10.32505/muamalat.v7i1.3772 The Influence Of Mobile Marketing, Integrated Digital Marketing And Push Digital Marketing On Buying Interest Of Muslim Consumers Instagram Koyu Hijab Followers https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/3811 <p><em>The digital revolution happening nowadays brings significant impacts. Therefore, internet creates a new opportunity for the entrepreneurships, product providers, and the ease of unlimited transaction. The implementation of digital marketing has targeted Muslim fashion product. There are Syariah Economic Report data from quartal of 2019-2020 indicating the decrease due to pandemic of Covid-19, although the Koyu Hijab experienced product sale increase. This research aims at finding out the influence of mobile marketing, integrated digital marketing, and push digital marketing towards the Muslim consumers’ interest. The type of research implemented was descriptive quantitative utilizing primary data. The data collection was done using questionnaire with 4 Liker scales. The sampling technique used was purposive sample method covering 400 respondents. The data analysis technique used was multiple linear regression, coefficient determination test, t-test, and f-test. The analysis instrument applied in the research was IBM statistic version 2.1. The research result shows that mobile marketing, integrated digital marketing, and push digital marketing has positive and significant influence simultaneously towards Muslim consumers’ interest variable. </em></p> <p><em>&nbsp;</em><em>Keywords: </em><em>Mobile Marketing, Integrated Digital Marketing, Push Digital Marketing, Muslim Consumers’ Interes</em></p> Bianca Shopa Ul Muntajah Bian Copyright (c) 2022 Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah 2022-06-30 2022-06-30 7 1 80 94 10.32505/muamalat.v7i1.3811