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Abstract
Tingkat pengangguran di negara-negara yang mayoritas berpenduduk muslim relatif tinggi, contohnya Indonesia. Masalah pengangguran merupakan salah satu isu ekonomi yang di dibahas oleh para pakar yang perlu dicari solusi penyelesaian. Terjadinya pengangguran akibat terbatasnya lapangan pekerjaan yang tersedia, terbatasnya kemampuan masyarakat dalam mengelola sumber daya alam menjadi produk yang bernilai ekonomis sebagai sumber mata pencaharian. M. Umer Chapra salah satu intelektual muslim kontemporer yang banyak menulis dalam bidang ekonomi Islam. Menurutnya pengangguran dapat diatasi dengan beberapa langkah, yaitu: Pertama, mendorong berkembangnya Industri Kecil dan Mikro (IKM) oleh pemerintah. Kedua, dengan tindakan-tindakan esensial yang dapat memberdayakan para pelaku IKM. Ketiga, pengaktifan zakat secara maksimal. Keempat, mobilisasi tabungan yaitu dengan mudharabah dan musyarakah melalui lembaga-lembaga perekonomian ummat maupun lembaga keuangan Syariah.
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