Section Articles

The Practice of Renting iPhones as Pawned Objects: An Islamic Law and Civil Code Perspective

Shahnaz Tanzilla
[email protected] (Primary Contact)
IAIN Langsa, Aceh, Indonesia
Muhammad Firdaus
IAIN Langsa, Aceh, Indonesia
Zainal Muttaqin
IAIN Langsa, Aceh, Indonesia
https://orcid.org/0000-0001-9810-5684
Muhammad Riza Muarrif
Ankara University, Ankara, Turkey
Salman Salman
Omdurman University, Khartoun, Sudan

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Submitted
Oct 22, 2024
Published
Jan 12, 2025
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Abstract

The practice of renting iPhones with the status of collateral in Langsa City reveals a gap between the ideal legal framework and reality. In the context of civil law, a pledge requires the collateral to remain under the control of the creditor until the debt is settled, but in this practice, the collateral is rented out to a third party, which risks causing damage or loss. The research method used is a qualitative approach with normative analysis of Islamic law and the Indonesian Civil Code (KUHPerdata), along with interviews with relevant parties. The research findings show that renting out collateral does not align with the principles of pledge law, both from the perspective of Islamic law and KUHPerdata, and poses a risk to the pledgor, as it violates the provisions regarding the control of the property and legal certainty that must be maintained in the pledge agreement.

Keywords

Lease Pawn iPhone Civil Code

Article Details

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