Section Articles

Tinjauan Ekonomi Syariah Terhadap Penggunaan E-Wakaf Serta Perannya Dalam Mendorong Generasi Muda Berwakaf

https://doi.org/10.32505/jurisprudensi.v15i1.5631
Tajul ‘Ula
[email protected] (Primary Contact)
Institut Agama Islam Negeri Langsa, Aceh, Indonesia
Muhammad Alwin Abdillah
Omdurman Islamiah, Omdurman, Sudan

Article Sidebar

Submitted
Jan 24, 2023
Accepted
Feb 27, 2023
Published
Feb 28, 2023
Download
PDF
Statistic
Read Counter : 584 Download : 503

Downloads

Download data is not yet available.

Main Article Content

Abstract

The potential of waqf as one of the asset instruments of Muslims in Indonesia has a great opportunity in sustainable economic development in the era of rapid technological development. These potentials and opportunities prompted this research to be carried out with the aim of knowing the perspective of Sharia economic law on collecting cash waqf funds through the use of Fintech or what is familiarly called E-Waqf. Furthermore, how this application encourages the interest of the younger generation in waqf and the factors that influence it. This article is classified as a literature research with a qualitative approach as the basis. The methodology used is a juridical-normative study for the review of E-Waqf law, and a qualitative method in mapping the interest of millennials in waqf. The results of this study show that the use of E-Waqf in waqf is allowed with several conditions that must be met. Meanwhile, the interest of the younger generation in waqf through E-Waqf is still relatively low. This is due to the lack of trust of the younger generation in waqf institutions that manage waqf assets

Keywords

Younger Generation E-Waqaf Law Literacy Interests Cash Waqf

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan dan Ekonomi Islam right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY 4.0) that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan dan Ekonomi Islam published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
How to Cite
‘Ula, T., & Alwin Abdillah, M. (2023). Tinjauan Ekonomi Syariah Terhadap Penggunaan E-Wakaf Serta Perannya Dalam Mendorong Generasi Muda Berwakaf . Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam, 15(1), 156-173. https://doi.org/10.32505/jurisprudensi.v15i1.5631

References

  1. Abdullah, J., & Aristoni. (2015). Wakaf Uang Sebagai Instrumen Sistem Ekonomi Islam Yang Berkeadilan. Ziswaf : Jurnal Zakat Dan Wakaf, 2(1), 199–216. Http://Dx.Doi.Org/10.21043/Ziswaf.V2i1.1541
  2. Amaliyah, H., & Hartono, D. (2022). Impact Of Digital Shariah Banking Systems On Cash-Waqf Amongst Muslim Millennials. Budapest International Research And Critics Institute (Birci-Journal). Https://Doi.Org/10.33258/Birci.V5i1.3977
  3. Amaliyah, N., Leviansyah, M. R., Pramuja, M. W., & Rahmawati, L. (2022). Wakaf Uang Digital: Transformasi Dan Implementasi Di Indonesia. 13(1).
  4. Anggraeni, Rr. D., Yunus, N. R., & Rezki, A. (2020). Legal Policies For Implementing Online Waqf In Indonesia. Mizan: Journal Of Islamic Law, 4(2), 83–92. Https://Doi.Org/10.32507/Mizan.V4i1.599
  5. Aziz, M. W. (2017). Wakaf Tunai Dalam Perspektif Hukum Islam. International Journal Ihya’ ’Ulum Al-Din, 19(1), 1–24. Https://Doi.Org/10.21580/Ihya.18.1.1740
  6. Badan Wakaf Indonesia. (2022). Pemerintah Gandeng Forum Jurnalis Wakaf Tingkatkan Literasi. Https://Www.Bwi.Go.Id/8375/2022/10/11/8375/
  7. Baskoroputra, G. F. (2019). Analisa Tingkat Literasi Wakaf Uang Dan Pengaruhnya Pada Persepsi Wakaf Uang (Studi Kasus Pada Mahasiswa Ekonomi Islam Universitas Brawijaya). Jurusan Ilmu Ekonomi Fakultas Ekonomi Dan Bisnis Universitas Brawijaya Malang 2019, 1–13.
  8. Berakon, I., & Irsad, A. M. (2017). E-Payment: Inovasi Layanan Penghimpunan Dan Redistribusi Wakaf Uang Berbasis Online Dalam Percepatan Pembangunan Ekonomi Indonesia. Jurnal Al-Qardh, 2(1), 26–41. Https://Doi.Org/10.23971/Jaq.V2i1.824
  9. Chapra, M. U. (2008). Ibn Khaldun’s Theory Of Development: Does It Help Explain The Low Performance Of The Present-Day Muslim World? The Journal Of Socio-Economics, 37(2), 836–863. Https://Doi.Org/10.1016/J.Socec.2006.12.051
  10. Ekawaty, M., & Muda, A. W. (2017). Wakaf Uang: Tingkat Pemahaman Masyarakat & Faktor Penentunya (Studi Masyarakat Muslim Kota Surabaya, Indonesia). Universitas Brawijaya, 1–28.
  11. Fahruroji. (2019). Wakaf Kontemporer. Bada Wakaf Indonesia.
  12. Faturrahman, T. (2013). Peluang Wakaf Produktif Untuk Pembiayaan Pendidikan Islam. Jurnal Wakaf Dan Ekonomi Islam (Al Awqaf), 6(1).
  13. Firmansyah, H. (2020). Penafsiran Ayat-Ayat Ahkam Tentang Wakaf. Al-Awqaf: Jurnal Wakaf Dan Ekonomi Islam, 12(1), 1–9. Https://Doi.Org/10.47411/Al-Awqaf.V12i1.8
  14. Islamiyah, K. (2022). Status Hukum Wakaf Uang Melalui Fintech Syariah (Perspektif Hukum Islam Dan Hukum Positif Di Indonesia). Program Studi Magister Hukum Ekonomi Syariah Fakultas Syariah Dan Hukum Universitas Islam Negeri Syarif Hidayatullah Jakarta.
  15. Islamiyati, I., Hendrawati, D., & Musyafah, A. A. (2021). The Legal Issues Of Cash Waqf In Central Java, Indonesia. Diponegoro Law Review, 6(1), 62–77. Https://Doi.Org/10.14710/Dilrev.6.1.2021.62-77
  16. Ismail, N., & Maryanti, T. (2022). Determinants Of Intention To Donate On Share Waqf: The Case Of Muslim Workers In Jakarta. Jurnal Ekonomi Dan Bisnis Islam (Journal Of Islamic Economics And Business), 8(1), 1–17. Https://Doi.Org/10.20473/Jebis.V8i1.28654
  17. Jalil, M. I. A., Pitchay, A. A., & Yahya, S. (2019). Cash Waqf And Preferred Method Of Payment: Case Of Malaysia Using An Ahp Approach. Revitalization Of Waqf For Socio Economic Development, 2. Https://Doi.Org/10.1007/978-3-030-18449-0
  18. Julendra, A. K. M., Mulyani, S. S., & Insani, A. M. (2021). Analysis Of Community Cash Waqf Intention To Support Sustainable Development Goals (Sdgs): Theory Planned Behaviour Approach. Airlangga International Journal Of Islamic Economics And Finance, 4(1), 46. Https://Doi.Org/10.20473/Aijief.V4i1.26383
  19. Junaidi, J. (2021). Revitalisasi Pengelolaan Wakaf Di Kota Langsa Perspektif Undang-Undang Wakaf. Al-Istinbath : Jurnal Hukum Islam, 6(2), 223. Https://Doi.Org/10.29240/Jhi.V6i2.2924
  20. Kahf, M. (2014). Islamic Economics: The Charitable Sector. Ad Dawhah.
  21. Khoirun Nisa, F., & Titian Purbasari, L. (2021). Membangun Awareness Muslim Milenial Terhadap Donasi Berkelanjutan Melalui Cwls. Al-Awqaf: Jurnal Wakaf Dan Ekonomi Islam, 13(2), 149–162. Https://Doi.Org/10.47411/Al-Awqaf.V13i2.132
  22. Kominfo. (2020). Dirjen Ppi: Survei Penetrasi Pengguna Internet Di Indonesia Bagian Penting Dari Transformasi Digital. Kementerian Komunikasi Dan Informatika Republik Indonesia. Https://Www.Kominfo.Go.Id/Index.Php/Content/Detail/30653/Dirjen-Ppi-Survei-Penetrasi-Pengguna-Internet-Di-Indonesia-Bagian-Penting-Dari-Transformasi-Digital/0/Berita_Satker
  23. Lita, H. (2020). The Implementation Of Waqf To Actualize Economic Justice Based On Islamic Law. Padjadjaran Jurnal Ilmu Hukum (Journal Of Law), 07(01), 1–18. Https://Doi.Org/10.22304/Pjih.V7n1.A1
  24. Lusiana Isnaini, J., & Wiji Utami, H. (2021). Analisis Maslahah Dan Akuntabilitas Sebagai Prinsip Manajemen Aset Wakaf Kontemporer. Management Of Zakat And Waqf Journal (Mazawa), 1(2), 127–144. Https://Doi.Org/10.15642/Mzw.2020.1.2.127-144
  25. Luthfie, S. L., Lita, L., & Harrieti, N. (2022). Crowdfunding Waqf Model: Perlindungan Hukum Dana Wakaf Yang Dikumpulkan Melalui Platform Crowdfunding. Legal Standing: Jurnal Ilmiah Hukum, 6(1), 60–72. Https://Doi.Org/10.24269/Ls.V6i1.4738
  26. Ma’ani, B. (2014). Pemikiran Ekonomi Wakaf Imam Syafi’i (Analisis Wakaf Dirham Dan Dinar Isyarat Wakaf Produktif). 14(1).
  27. Mahat, M. A., Jaaffar, M. Y., & Rasool, M. S. A. (2015). Potential Of Micro-Waqf As An Inclusive Strategy For Development Of A Nation. Procedia Economics And Finance, 31, 294–302. Https://Doi.Org/10.1016/S2212-5671(15)01193-4
  28. Muslihatin, N. A. (2016). Analisis Hukum Islam Terhadap Wakaf Online (Studi Kasus Di Sinergi Foundation). Jurusan Ahwal Al-Syakhsiyyah Fakultas Syari’ah Dan Hukum Universitas Islam Negeri Walisongo Semarang.
  29. Nafiah, R., & Faih, A. (2019). Analisis Transaksi Financial Technology (Fintech) Syariah Dalam Perspektif Maqashid Syariah. Iqtishadia Jurnal Ekonomi & Perbankan Syariah, 6(2), 167–175. Https://Doi.Org/10.19105/Iqtishadia.V6i2.2479
  30. Najim, Z. I. (1990). Albahr Arraaiq. Darul Kutub Alarabiyyah.
  31. Nazah, R. K. (2022). Optimalisasi Potensi Wakaf Tunai Sebagai Penggerak Bisnis Melalui Pengembangan Fintech Wakaf Di Era Digitalisasi. Nidhomiya: Research Journal Of Islamic Philanthropy And Disaster, 1(1), 26–34. Https://Ejournal.Iainponorogo.Ac.Id/Index.Php/Nidhomiya/Article/View/722
  32. Nizar, M. A. (2014). Penguatan Fundamental Sektor Keuangan Dalam Mendukung Stabilitas Perekonomian. Nagamedia.
  33. Nuryitman, T. R. (2022). Determinants Of The Intention To Participate In Waqf: Altruism, Trust, And Religiosity. Airlangga Journal Of Innovation Management, 3(2), 197–211. Https://Doi.Org/10.20473/Ajim.V3i1.40261
  34. Pramono, N. H., Merlina, M., & Astuti, W. (2019). Cerdas Bersama Wakaf (Cb Wakaf)”: Strategi Dan Inovasi Pengelolaan Wakaf Uang Di Era Digital. Sains Manajemen, 5(2). Https://Doi.Org/10.30656/Sm.V5i2.1867
  35. Pulungan, S. (2022). Tinjauan Fiqh Terhadap Wakaf Produktif Menuju Kesejahteran Umat. Diktum: Jurnal Syariah Dan Hukum, 20(2), 357–368. Https://Doi.Org/10.35905/Diktum.V20i02
  36. Qolbi, A., & Sukmana, R. (2022). Determinan Niatan Mahasiswa Terhadap Wakaf Tunai Secara Online Menggunakan Modifikasi Technology Acceptance Model. Jurnal Ekonomi Syariah Teori Dan Terapan, 9(1), 78. Https://Doi.Org/10.20473/Vol9iss20221pp78-91
  37. Rahmah Ghanny, A., & Fatwa, N. (2021). Indeks Literasi Wakaf Generasi Milenial. Jurnal Tabarru’: Islamic Banking And Finance, 4(1), 253–262. Https://Doi.Org/10.25299/Jtb.2021.Vol4(1).6884
  38. Rahmawati, Thamrin, H., Guntoro, S., & Kurnialis, S. (2021). Transformasi Digital Wakaf Bwi Dalam Menghimpun Wakaf Di Era Digitalisasi. Jurnal Tabarru’: Islamic Banking And Finance, 4(2), 532–540. Https://Doi.Org/10.25299/Jtb.2021.Vol4(2).8375
  39. Rakhmawati, S., & Isharijadi, I. (2013). Pengaruh Kepercayaan, Persepsi Kegunaan, Persepsi Kemudahan, Dan Persepsi Kenyamanan Terhadap Minat Penggunaan Sistem Internet Banking Pada Nasabah Bank Muamalat Cabang Pembantu Madiun. Assets: Jurnal Akuntansi Dan Pendidikan, 2(2), 71. Https://Doi.Org/10.25273/Jap.V2i2.1200
  40. Sesse, M. S. (2010). Wakaf Dalam Perspektif Fikhi Dan Hukum Nasional. Jurnal Hukum Diktum, 8(2), 143–160. Https://Doi.Org/10.35905/Diktum.V8i2.306
  41. Shiska, I. U., & Ibrahim, M. (2021). Tinjauan Normatif Dan Yuridis Terhadap Pelaksanaan Wakaf Uang Secara Online Pada Lembaga Wakaf. Az Zarqa: Jurnal Hukum Bisnis Islam, 13(2), 201–222.
  42. Sudirman, ., Saifullah, ., Rahmawati, E. S., Fakhruddin, ., & Ramadhita, . (2018). Online Waqf Management In Legal Perspective: Proceedings Of The 1st International Conference On Recent Innovations, 1169–1174. Https://Doi.Org/10.5220/0009924411691174
  43. Sukmana, R. (2020). Critical Assessment Of Islamic Endowment Funds (Waqf) Literature: Lesson For Government And Future Directions. Heliyon, 6(10), E05074. Https://Doi.Org/10.1016/J.Heliyon.2020.E05074
  44. Sulistiani, S. L. (2019). Aspek Hukum Fintech Syariah Untuk Peningkatan Findrising Wakaf Uang Di Indonesia. Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam, 11(1), 118. Https://Doi.Org/10.32505/Jurisprudensi.V%Vi%I.1061
  45. Sup, D. F. A. (2021). Wakaf Kontemporer Di Indonesia Dalam Perspektif Hukum Dan Fatwa. Jurnal Hukum Ekonomi Syariah, 4(2), 237. Https://Doi.Org/10.30595/Jhes.V4i2.11093
  46. Syafira, F. N., Ratnasari, R. T., & Ismail, S. (2020). The Effect Of Religiosity And Trust On Intention To Pay In Ziswaf Collection Through Digital Payments. Jurnal Ekonomi Dan Bisnis Islam (Journal Of Islamic Economics And Business), 6(1), 98. Https://Doi.Org/10.20473/Jebis.V6i1.17293
  47. Victoria, O. A., & Ong, R. (2019). Law Development Of Waqf Al-Nuqud (Cash Waqf) Towards Electronic Waqf (E-Waqf) Based On Public Welfare. Law Development Journal, 1(1), 13. Https://Doi.Org/10.30659/Ldj.1.1.13-17
  48. Wadi, D. A., & Nurzaman, M. S. (2020). Millennials Behaviour Towards Digital Waqf Innovation. International Journal Of Islamic Economics And Finance (Ijief), 3(3). Https://Doi.Org/10.18196/Ijief.3232
  49. Widiastuti, T., Ningsih, S., Prasetyo, A., Mawardi, I., Herianingrum, S., Robani, A., Al Mustofa, M. U., & Hady, A. F. (2022). Developing An Integrated Model Of Islamic Social Finance: Toward An Effective Governance Framework. Heliyon, 8(9), E10383. Https://Doi.Org/10.1016/J.Heliyon.2022.E10383
  50. Wirdiyanti, R. (2018). Digital Banking Technology Adoption And Bank Efficiency: The Indonesian Case. Otoritas Jasa Keuangan (Ojk), 1–34.
  51. Wulandari, N. S., Rachman, Y. T., & Kurniaputri, M. R. (2022). Public Intention In Buying Cash Waqf Linked Sukuk: Modification Of Theory Of Reasoned Action (Tra). Jurnal Ekonomi Dan Bisnis Islam (Journal Of Islamic Economics And Business), 8(2), 288–301. Https://Doi.Org/10.20473/Jebis.V8i2.37794
  52. Zahrah, A. (1971). Muhadlarat Fi Alwaqf. Darul Fikr Alarabi.