Section Articles

Exposing Transparency In The Wadi'ah Contract

A Case Study of BTM An-Nur Mandiri Jaya, Lampung Tengah
https://doi.org/10.32505/jurisprudensi.v15i2.6310
Maulidia Nada Efrilia
Maulidianada40@gmail.com (Primary Contact)
UIN Raden Intan Lampung, Indonesia
Liky Faizal
UIN Raden Intan Lampung, Indonesia
Mohammad Yasir Fauzi
UIN Raden Intan Lampung, Indonesia
Nurnazli
UIN Raden Intan Lampung, Indonesia

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Submitted
Jun 15, 2023
Accepted
Aug 5, 2023
Published
Aug 6, 2023
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Abstract

The Islamic Financial Institutions play a crucial role in the economy of a country, including Indonesia, but they face challenges such as bankruptcy, insecurity, and inadequate supervision. This research examines the principle of transparency in Wadi'ah savings contracts at BTM An-Nur Mandiri Jaya from the perspectives of Shariah Economic Law and Positive Law. In this study, the researcher analyzes the application of transparency principles in Wadi'ah contracts at BTM An-Nur Mandiri Jaya, focusing on Shariah Economic Law and relevant Positive Law. A qualitative field research method is employed, supported by relevant literature. The research findings indicate that BTM An-Nur Mandiri Jaya has successfully implemented transparency principles in Wadi'ah contracts, including account opening, deposits, withdrawals, and closures, based on Shariah Economic Law. However, compliance with Positive Law, particularly POJK Number 19 of 2021 Article 32 Paragraph 1 and Law Number 1 of 2013 Article 2 Letter e, remains incomplete, as evidenced by the lack of online media access to obtain information. In conclusion, BTM An-Nur Mandiri Jaya needs to enhance transparency practices in accordance with legal provisions, especially by providing online access to information.

Keywords

Wadi'ah Savings Contract Transparency Principles BTM An-Nur Mandiri Jaya

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How to Cite
Nada Efrilia, M., Faizal, L., Yasir Fauzi, M., & Nurnazli. (2023). Exposing Transparency In The Wadi’ah Contract. Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam, 15(2), 252-263. https://doi.org/10.32505/jurisprudensi.v15i2.6310

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