Article Sidebar

Submitted
Nov 4, 2025
Accepted
Dec 27, 2025
Published
Dec 29, 2025
Download
Pdf
Statistic
Read Counter : 39 Download : 8

Downloads

Download data is not yet available.

Main Article Content

Abstract

One of the issues frequently debated in family law concerns the legal status of marital property. Conceptually, property acquired during marriage constitutes marital property unless otherwise stipulated in a prenuptial or postnuptial agreement. Legal problems arise when marital property is used as collateral for debt without the consent of one spouse, particularly with regard to the validity of such collateralization, the enforceability of its execution, and the settlement of marital property execution in the event of divorce.This study aims to analyze the legal status and execution of marital property pledged as collateral for debt without spousal consent, with reference to Supreme Court Decision Number 209 K/PDT/2000. This research employs a normative juridical method using a statute approach and a case approach. The findings indicate that marital property used as collateral for debt without the consent of both spouses lacks legal validity and cannot be lawfully executed by creditors, as such actions violate the principle of joint ownership and involve third-party interests. The Supreme Court decision affirms that neither spouse may unilaterally perform legal acts over marital property for the purpose of debt settlement through execution. This study contributes to the development of family and property law by clarifying the legal consequences of unauthorized collateralization of marital property and by reinforcing the principle of joint ownership protection. The findings are expected to provide normative guidance for courts and creditors, while also encouraging regulatory reform to ensure legal certainty and fairness for all parties.

Keywords

Dispute Resolution Debt collateral Family law Marital property

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite
harahap, M. Y., Turatmiyah, S., & harahap, M. S. (2025). Marital Property as Debt Collateral without Spousal Consent in Indonesia: Legal Validity, Execution, and Judicial Interpretation. Al-Qadha : Jurnal Hukum Islam Dan Perundang-Undangan, 12(2), 612-624. https://doi.org/10.32505/qadha.v12i2.12907

References

  1. Andari, Diah, Kurniawan Kurniawan, and Any Suryani Hamzah. “Legal Consequences of Making and Changing Marriage Agreements Made After Marriage.” Path of Science 9, no. 11 (2023): 5010–20. https://doi.org/10.22178/pos.98-25.
  2. Ariawan, I. Gusti Ketut. “Metode Penelitian Hukum Normatif.” Kertha Widya 1, no. 1 (2013): 21–30. https://doi.org/10.37637/kw.v1i1.419.
  3. Arto, A. Mukti. Praktek Perkara Perdata pada Pengadilan Agama. Cet. 1. Pustaka Pelajar, 1996.
  4. Asman, Asman, Marilang Marilang, and Kurniati Kurniati. “Existence of Marriage Agreements in Islam Development Studies in the Community of Malay Border Indonesia-Malaysia.” Jurnal Ilmiah Al-Syirah 19, no. 1 (2021): 16–29. https://doi.org/10.30984/jis.v19i1.1256.
  5. Asyhadie, Zaeni. Hukum Keperdataan: dalam Perspektif Hukum Nasional KUH Perdata (BW), Hukum Islam, dan Hukum Adat. Rajawali Pers, 2018.
  6. Firdawaty, Linda, Habib Shulton Asnawi, and Siti Mahmudah. “Semanda Lekok in the Sai Batin Community, Lampung: Wife’s Domination of Marital Assets from Maqasid al-Sharia Perspective.” Samarah: Jurnal Hukum Keluarga dan Hukum Islam 8, no. 3 (2024): 1734–62. https://doi.org/10.22373/sjhk.v8i3.19894.
  7. Fitrianti, Desi. “Harta Bersama dalam Perkawinan Poligami Menurut Undang-Undang Nomor 1 Tahun 1974 dan Hukum Islam.” Jurnal Intelektualita 6, no. 1 (2017): 83–102. https://doi.org/10.19109/intelektualita.v6i1.1302.
  8. Friedman, Lawrence M. American Law in the Twentieth Century. Yale University Press, 2008.
  9. Harimurti, Dwi Anindya. “Perbandingan Pembagian Harta Bersama Menurut Hukum Positif dan Hukum Islam.” Jurnal Gagasan Hukum 3, no. 2 (2021): 149–71. https://doi.org/10.31849/jgh.v3i02.8908.
  10. Harts, Hafizha. “Perspektif Ulama Kota Langsa terhadap Pembagian Harta Bersama bagi Istri yang Tidak Bekerja.” El-Usrah: Jurnal Hukum Keluarga 5, no. 2 (2022): 374–87. https://doi.org/10.22373/ujhk.v5i2.11929.
  11. Hernoko, Agus, Erni Agustin, Faizal Kurniawan, and Mahendri Putri. “Nuptial Agreement in Indonesia: A New Change in Indonesian Marriage Law.” In Proceedings of the International Conference on Law, Governance and Globalization 2017. Atlantis Press, 2018. https://doi.org/10.2991/iclgg-17.2018.4.
  12. Lubis, Sulaikin, Wismar Ain Marzuki, and Gemala Dewi. Hukum Acara Perdata Peradilan Agama di Indonesia. Kencana, Fakultas Hukum Universitas Indonesia, 2005.
  13. M. Friedman, Lawrence. The Legal System: A Social Science Perspective. Russell Sage Foundation, 1975.
  14. Maharani, Putri, and Lauditta Humaira. “Royalti sebagai Harta Bersama dan Akibat Hukumnya dalam Perceraian.” Lex Patrimonium 4, no. 1 (2025).
  15. Muhammad, Abdulkadir. Hukum Harta Kekayaan. Citra Aditya Bakti, 1994.
  16. Muhazir, Muhazir, and Azwir Azwir. “Divorce Bureaucracy in the Sharia Space.” At-Tafkir 17, no. 1 (2024): 44–55. https://doi.org/10.32505/at.v17i1.9491.
  17. Nurdin, Abidin. “Pembagian Harta Bersama dan Pemenuhan Hak-Hak Perempuan di Aceh Menurut Hukum Islam.” El-Usrah 2, no. 2 (2019): 139–52. https://doi.org/10.22373/ujhk.v2i2.7652.
  18. Nurhayani, Neng Yani. Hukum Perdata. CV Pustaka Setia, 2015.
  19. Ritonga, Bakti, et al. “Islamic Family Law Reform in Indonesia.” Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan 11, no. 2 (2024): 292–311. https://doi.org/10.32505/qadha.v11i2.9667.
  20. Sugiswati, Besse. “Konsepsi Harta Bersama dari Perspektif Hukum Islam, KUH Perdata, dan Hukum Adat.” Perspektif 19, no. 3 (2014): 201–11. https://doi.org/10.30742/perspektif.v19i3.22.
  21. Zubaidi, Zaiyad. “Maslahah dalam Putusan Hakim Mahkamah Syariyah di Aceh tentang Perkara Harta Bersama.” El-Usrah 4, no. 1 (2021): 198–215. https://doi.org/10.22373/ujhk.v4i1.10080